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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,995 | $201,370+55.9% | $184,256+70.4% | $145,897+115.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.57% | 29.05%-12.5pp | 28.85%-12.3pp | 552.29%-535.7pp |
| Employer contribution / active EE | $12,178 | $7,024+73.4% | $6,427+89.5% | $4,663+161.2% |
| Participant deferral / active EE | $13,902 | $9,808+41.7% | $9,133+52.2% | $6,689+107.8% |
| Admin fee / account holder | $6,561 | $16,364-59.9% | $13,899-52.8% | $13,390-51.0% |