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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,340 | $223,823+57.9% | $211,142+67.3% | $154,746+128.3% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.98% | 50.39%-31.4pp | 46.84%-27.9pp | 172.34%-153.4pp |
| Employer contribution / active EE | $13,678 | $6,787+101.5% | $6,442+112.3% | $4,379+212.4% |
| Participant deferral / active EE | $13,793 | $9,750+41.5% | $9,284+48.6% | $6,730+104.9% |
| Admin fee / account holder | $4,055 | $19,707-79.4% | $19,076-78.7% | $14,365-71.8% |