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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,423 | $162,136-45.5% | $152,301-41.9% | $154,746-42.9% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 20.22% | 91.02%-70.8pp | 80.50%-60.3pp | 172.34%-152.1pp |
| Employer contribution / active EE | $2,542 | $4,890-48.0% | $4,624-45.0% | $4,379-41.9% |
| Participant deferral / active EE | $10,762 | $8,341+29.0% | $8,004+34.5% | $6,730+59.9% |
| Admin fee / account holder | $3,375 | $15,759-78.6% | $14,398-76.6% | $14,365-76.5% |