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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,647 | $146,267-83.1% | $197,124-87.5% | $82,448-70.1% |
| Participation rate | 93.3% | 84.0%+9.3pp | 86.7%+6.6pp | 68.1%+25.3pp |
| Annual return | 22.51% | 29.61%-7.1pp | 44.34%-21.8pp | 41.64%-19.1pp |
| Employer contribution / active EE | $2,193 | $4,723-53.6% | $6,227-64.8% | $2,551-14.0% |
| Participant deferral / active EE | $3,523 | $7,035-49.9% | $9,135-61.4% | $4,139-14.9% |
| Admin fee / account holder | $1,128 | $14,422-92.2% | $16,298-93.1% | $7,234-84.4% |