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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,647 | $143,969-82.9% | $199,883-87.7% | $82,637-70.2% |
| Participation rate | 93.3% | 84.1%+9.2pp | 86.8%+6.6pp | 68.1%+25.3pp |
| Annual return | 22.51% | 25.67%-3.2pp | 43.81%-21.3pp | 53.51%-31.0pp |
| Employer contribution / active EE | $2,193 | $4,632-52.7% | $6,261-65.0% | $2,552-14.1% |
| Participant deferral / active EE | $3,523 | $6,937-49.2% | $9,138-61.4% | $4,126-14.6% |
| Admin fee / account holder | $1,128 | $14,597-92.3% | $17,268-93.5% | $7,339-84.6% |