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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,299 | $55,470-56.2% | $155,556-84.4% | $74,478-67.4% |
| Participation rate | 27.0% | 61.9%-34.9pp | 78.2%-51.2pp | 67.2%-40.2pp |
| Annual return | 14.52% | 269.80%-255.3pp | 64.84%-50.3pp | 1370.56%-1356.0pp |
| Employer contribution / active EE | $435 | $2,267-80.8% | $4,675-90.7% | $2,626-83.4% |
| Participant deferral / active EE | $1,675 | $2,838-41.0% | $5,631-70.3% | $4,350-61.5% |
| Admin fee / account holder | $2,465 | $1,744+41.3% | $15,885-84.5% | $1,946+26.7% |