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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,428 | $172,111-68.4% | $150,298-63.8% | $137,256-60.3% |
| Participation rate | 60.0% | 81.7%-21.7pp | 77.8%-17.8pp | 80.0%-20.0pp |
| Annual return | 23.94% | 69.37%-45.4pp | 62.79%-38.8pp | 220.34%-196.4pp |
| Employer contribution / active EE | $10,783 | $4,636+132.6% | $4,154+159.6% | $4,156+159.5% |
| Participant deferral / active EE | $12,774 | $6,166+107.2% | $5,453+134.3% | $6,407+99.4% |
| Admin fee / account holder | $992 | $16,471-94.0% | $14,116-93.0% | $12,270-91.9% |