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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,066 | $112,729-31.6% | $98,716-21.9% | $137,256-43.9% |
| Participation rate | 46.2% | 74.2%-28.1pp | 69.3%-23.1pp | 80.0%-33.8pp |
| Annual return | 15.73% | 38.48%-22.7pp | 31.81%-16.1pp | 220.34%-204.6pp |
| Employer contribution / active EE | $515 | $2,725-81.1% | $2,279-77.4% | $4,156-87.6% |
| Participant deferral / active EE | $5,131 | $4,640+10.6% | $4,048+26.8% | $6,407-19.9% |
| Admin fee / account holder | $32,234 | $10,129+218.3% | $8,703+270.4% | $12,270+162.7% |