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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,250 | $156,398-67.9% | $147,318-65.9% | $138,895-63.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 13.66% | 78.75%-65.1pp | 70.43%-56.8pp | 145.39%-131.7pp |
| Employer contribution / active EE | $2,530 | $4,853-47.9% | $4,593-44.9% | $4,194-39.7% |
| Participant deferral / active EE | $9,238 | $8,237+12.1% | $7,906+16.8% | $6,396+44.4% |
| Admin fee / account holder | $9,580 | $14,976-36.0% | $13,708-30.1% | $12,562-23.7% |