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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,025 | $156,616-93.0% | $133,346-91.7% | $198,609-94.4% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 14.62% | 44.25%-29.6pp | 36.85%-22.2pp | 202.70%-188.1pp |
| Employer contribution / active EE | $1,393 | $3,368-58.7% | $2,853-51.2% | $5,055-72.5% |
| Participant deferral / active EE | $2,833 | $4,920-42.4% | $4,332-34.6% | $6,977-59.4% |
| Admin fee / account holder | $385 | $17,468-97.8% | $14,264-97.3% | $19,030-98.0% |