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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,025 | $124,980-91.2% | $108,359-89.8% | $154,746-92.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.62% | 45.00%-30.4pp | 36.89%-22.3pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,393 | $2,851-51.2% | $2,399-42.0% | $4,379-68.2% |
| Participant deferral / active EE | $2,833 | $4,743-40.3% | $4,137-31.5% | $6,730-57.9% |
| Admin fee / account holder | $385 | $11,502-96.7% | $9,741-96.0% | $14,365-97.3% |