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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,729 | $110,337-65.8% | $102,383-63.1% | $145,877-74.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 56.49% | 24.83%+31.7pp | 24.94%+31.6pp | 551.28%-494.8pp |
| Employer contribution / active EE | $4,507 | $4,216+6.9% | $3,870+16.5% | $4,663-3.3% |
| Participant deferral / active EE | $24,798 | $5,621+341.2% | $5,060+390.1% | $6,691+270.6% |
| Admin fee / account holder | $1,541 | $9,750-84.2% | $8,391-81.6% | $13,402-88.5% |