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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,375 | $160,070-50.4% | $147,117-46.0% | $145,897-45.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | -1.47% | 98.69%-100.2pp | 420.54%-422.0pp | 552.29%-553.8pp |
| Employer contribution / active EE | $1,895 | $5,285-64.1% | $4,932-61.6% | $4,663-59.4% |
| Participant deferral / active EE | $15,824 | $8,419+87.9% | $8,065+96.2% | $6,689+136.6% |
| Admin fee / account holder | $2,150 | $15,035-85.7% | $12,993-83.5% | $13,390-83.9% |