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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,492 | $94,439-32.8% | $73,658-13.8% | $154,746-59.0% |
| Participation rate | 38.5% | 64.7%-26.2pp | 57.0%-18.6pp | 80.7%-42.2pp |
| Annual return | 21.79% | 28.25%-6.5pp | 29.72%-7.9pp | 172.34%-150.5pp |
| Employer contribution / active EE | $1,759 | $1,257+39.9% | $1,032+70.4% | $4,379-59.8% |
| Participant deferral / active EE | $1,868 | $2,527-26.1% | $2,062-9.4% | $6,730-72.2% |
| Admin fee / account holder | $18 | $3,843-99.5% | $3,357-99.5% | $14,365-99.9% |