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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,492 | $104,650-39.3% | $83,854-24.3% | $155,188-59.1% |
| Participation rate | 38.5% | 65.1%-26.6pp | 59.1%-20.6pp | 80.8%-42.3pp |
| Annual return | 21.79% | 28.97%-7.2pp | 31.39%-9.6pp | 148.84%-127.0pp |
| Employer contribution / active EE | $1,759 | $1,196+47.1% | $1,017+73.0% | $4,248-58.6% |
| Participant deferral / active EE | $1,868 | $2,367-21.1% | $2,035-8.2% | $6,531-71.4% |
| Admin fee / account holder | $18 | $3,518-99.5% | $3,197-99.4% | $14,480-99.9% |