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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,730 | $81,403+64.3% | $147,027-9.0% | $87,485+52.9% |
| Participation rate | 61.2% | 63.4%-2.2pp | 73.7%-12.5pp | 68.9%-7.7pp |
| Annual return | 17.46% | 16.51%+0.9pp | 20.23%-2.8pp | 26.06%-8.6pp |
| Employer contribution / active EE | $2,043 | $2,205-7.4% | $3,626-43.7% | $2,596-21.3% |
| Participant deferral / active EE | $3,301 | $3,315-0.4% | $4,933-33.1% | $4,274-22.7% |
| Admin fee / account holder | $297 | $6,755-95.6% | $12,223-97.6% | $7,775-96.2% |