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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,730 | $80,855+65.4% | $153,416-12.8% | $86,983+53.7% |
| Participation rate | 61.2% | 64.1%-2.9pp | 74.3%-13.1pp | 69.5%-8.3pp |
| Annual return | 17.46% | 16.18%+1.3pp | 17.84%-0.4pp | 25.83%-8.4pp |
| Employer contribution / active EE | $2,043 | $2,308-11.5% | $3,764-45.7% | $2,584-21.0% |
| Participant deferral / active EE | $3,301 | $3,333-0.9% | $4,723-30.1% | $4,194-21.3% |
| Admin fee / account holder | $297 | $6,908-95.7% | $13,095-97.7% | $7,856-96.2% |