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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,165 | $185,312+151.6% | $161,489+188.7% | $154,746+201.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.45% | 103.84%-88.4pp | 89.72%-74.3pp | 172.34%-156.9pp |
| Employer contribution / active EE | $54,000 | $4,769+1032.3% | $4,268+1165.2% | $4,379+1133.1% |
| Participant deferral / active EE | $7,607 | $6,350+19.8% | $5,630+35.1% | $6,730+13.0% |
| Admin fee / account holder | $2,834 | $18,654-84.8% | $16,006-82.3% | $14,365-80.3% |