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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,692 | $108,882+33.8% | $96,754+50.6% | $154,746-5.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 14.57% | 98.39%-83.8pp | 82.04%-67.5pp | 172.34%-157.8pp |
| Employer contribution / active EE | $4,167 | $3,018+38.1% | $2,679+55.5% | $4,379-4.9% |
| Participant deferral / active EE | $0 | $5,323-100.0% | $4,758-100.0% | $6,730-100.0% |
| Admin fee / account holder | $1,601 | $10,200-84.3% | $8,905-82.0% | $14,365-88.9% |