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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,831 | $76,407-58.3% | $150,298-78.8% | $82,448-61.4% |
| Participation rate | 69.2% | 66.4%+2.8pp | 77.8%-8.5pp | 68.1%+1.2pp |
| Annual return | 18.30% | 39.99%-21.7pp | 62.79%-44.5pp | 41.64%-23.3pp |
| Employer contribution / active EE | $862 | $2,614-67.0% | $4,154-79.3% | $2,551-66.2% |
| Participant deferral / active EE | $6,514 | $3,214+102.7% | $5,453+19.5% | $4,139+57.4% |
| Admin fee / account holder | $3,642 | $6,352-42.7% | $14,116-74.2% | $7,234-49.7% |