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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,804 | $81,358-68.3% | $155,556-83.4% | $80,959-68.1% |
| Participation rate | 56.5% | 66.3%-9.7pp | 78.2%-21.7pp | 67.7%-11.1pp |
| Annual return | 12.84% | 33.39%-20.5pp | 64.84%-52.0pp | 35.67%-22.8pp |
| Employer contribution / active EE | $618 | $3,106-80.1% | $4,675-86.8% | $2,757-77.6% |
| Participant deferral / active EE | $4,958 | $3,455+43.5% | $5,631-12.0% | $4,300+15.3% |
| Admin fee / account holder | $3,136 | $7,994-60.8% | $15,885-80.3% | $6,925-54.7% |