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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,754 | $73,787-74.6% | $98,716-81.0% | $82,448-77.3% |
| Participation rate | 55.0% | 61.4%-6.4pp | 69.3%-14.3pp | 68.1%-13.1pp |
| Annual return | 51.33% | 18.57%+32.8pp | 31.81%+19.5pp | 41.64%+9.7pp |
| Employer contribution / active EE | $1,716 | $1,511+13.6% | $2,279-24.7% | $2,551-32.7% |
| Participant deferral / active EE | $2,962 | $3,081-3.9% | $4,048-26.8% | $4,139-28.4% |
| Admin fee / account holder | -$1,211 | $6,500-118.6% | $8,703-113.9% | $7,234-116.7% |