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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,659 | $97,125-83.9% | $86,233-81.8% | $137,256-88.6% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 17.73% | 74.19%-56.5pp | 61.39%-43.7pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,226 | $2,841-56.8% | $2,504-51.0% | $4,156-70.5% |
| Participant deferral / active EE | $2,637 | $5,180-49.1% | $4,559-42.2% | $6,407-58.8% |
| Admin fee / account holder | $547 | $9,725-94.4% | $8,342-93.4% | $12,270-95.5% |