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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,857 | $166,131-85.6% | $164,975-85.5% | $145,877-83.6% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 12.95% | 100.37%-87.4pp | 70.12%-57.2pp | 551.28%-538.3pp |
| Employer contribution / active EE | $0 | $5,276-100.0% | $4,343-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,777 | $6,962-31.4% | $6,033-20.8% | $6,691-28.6% |
| Admin fee / account holder | $12,259 | $16,648-26.4% | $12,688-3.4% | $13,402-8.5% |