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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,363 | $159,934+29.0% | $147,005+40.4% | $145,959+41.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.76% | 98.24%-83.5pp | 418.76%-404.0pp | 561.95%-547.2pp |
| Employer contribution / active EE | $25,000 | $5,287+372.8% | $4,934+406.7% | $4,661+436.4% |
| Participant deferral / active EE | $37,020 | $8,427+339.3% | $8,070+358.7% | $6,689+453.5% |
| Admin fee / account holder | $949 | $15,053-93.7% | $13,006-92.7% | $13,398-92.9% |