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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,374 | $87,166+43.8% | $76,735+63.4% | $137,256-8.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 17.50% | 26.50%-9.0pp | 29.77%-12.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $25,564 | $2,904+780.2% | $2,454+941.6% | $4,156+515.1% |
| Participant deferral / active EE | $2,831 | $4,726-40.1% | $4,088-30.8% | $6,407-55.8% |
| Admin fee / account holder | $8,826 | $8,403+5.0% | $7,189+22.8% | $12,270-28.1% |