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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,499 | $90,530-24.3% | $76,030-9.9% | $145,897-53.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 14.91% | 625.08%-610.2pp | 361.54%-346.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $35,387 | $3,319+966.1% | $2,688+1216.7% | $4,663+658.9% |
| Participant deferral / active EE | $3,043 | $5,164-41.1% | $4,257-28.5% | $6,689-54.5% |
| Admin fee / account holder | $3,458 | $8,383-58.8% | $6,421-46.1% | $13,390-74.2% |