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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,374 | $107,733+16.4% | $92,985+34.8% | $154,746-19.0% |
| Participation rate | 100.0% | 74.6%+25.4pp | 69.5%+30.5pp | 80.7%+19.3pp |
| Annual return | 17.50% | 30.39%-12.9pp | 27.99%-10.5pp | 172.34%-154.8pp |
| Employer contribution / active EE | $25,564 | $3,126+717.7% | $2,662+860.3% | $4,379+483.8% |
| Participant deferral / active EE | $2,831 | $5,053-44.0% | $4,377-35.3% | $6,730-57.9% |
| Admin fee / account holder | $8,826 | $11,369-22.4% | $9,463-6.7% | $14,365-38.6% |