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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,699 | $154,754-37.5% | $124,206-22.1% | $138,895-30.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 16.99% | 709.28%-692.3pp | 515.27%-498.3pp | 145.39%-128.4pp |
| Employer contribution / active EE | $0 | $4,446-100.0% | $3,540-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $16,500 | $4,621+257.1% | $3,968+315.9% | $6,396+158.0% |
| Admin fee / account holder | $366 | $6,690-94.5% | $5,929-93.8% | $12,562-97.1% |