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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,699 | $162,529-40.5% | $130,788-26.1% | $154,746-37.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.99% | 510.48%-493.5pp | 386.44%-369.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $0 | $4,447-100.0% | $3,558-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $16,500 | $4,808+243.2% | $4,137+298.8% | $6,730+145.2% |
| Admin fee / account holder | $366 | $7,669-95.2% | $6,673-94.5% | $14,365-97.5% |