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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,495 | $162,136-94.1% | $152,301-93.8% | $154,746-93.9% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 15.10% | 91.02%-75.9pp | 80.50%-65.4pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,658 | $4,890-66.1% | $4,624-64.1% | $4,379-62.1% |
| Participant deferral / active EE | $3,144 | $8,341-62.3% | $8,004-60.7% | $6,730-53.3% |
| Admin fee / account holder | $3,374 | $15,759-78.6% | $14,398-76.6% | $14,365-76.5% |