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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $102,382-51.7% | $147,005-66.3% | $80,874-38.8% |
| Participation rate | 87.5% | 75.8%+11.7pp | 82.2%+5.3pp | 67.6%+19.9pp |
| Annual return | 23.72% | 134.89%-111.2pp | 418.76%-395.0pp | 35.62%-11.9pp |
| Employer contribution / active EE | $2,168 | $3,715-41.6% | $4,934-56.1% | $2,756-21.3% |
| Participant deferral / active EE | $8,918 | $6,646+34.2% | $8,070+10.5% | $4,297+107.6% |
| Admin fee / account holder | $3,221 | $7,942-59.4% | $13,006-75.2% | $6,935-53.6% |