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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $102,393-51.7% | $147,041-66.3% | $80,911-38.8% |
| Participation rate | 87.5% | 75.9%+11.6pp | 82.2%+5.3pp | 67.6%+19.9pp |
| Annual return | 23.72% | 134.95%-111.2pp | 419.21%-395.5pp | 35.63%-11.9pp |
| Employer contribution / active EE | $2,168 | $3,715-41.6% | $4,935-56.1% | $2,756-21.3% |
| Participant deferral / active EE | $8,918 | $6,647+34.2% | $8,071+10.5% | $4,297+107.5% |
| Admin fee / account holder | $3,221 | $7,943-59.4% | $13,006-75.2% | $6,935-53.5% |