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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,488 | $102,422-51.7% | $147,117-66.4% | $80,959-38.9% |
| Participation rate | 87.5% | 75.9%+11.6pp | 82.2%+5.3pp | 67.7%+19.8pp |
| Annual return | 23.72% | 135.16%-111.4pp | 420.54%-396.8pp | 35.67%-11.9pp |
| Employer contribution / active EE | $2,168 | $3,717-41.7% | $4,932-56.0% | $2,757-21.4% |
| Participant deferral / active EE | $8,918 | $6,652+34.1% | $8,065+10.6% | $4,300+107.4% |
| Admin fee / account holder | $3,221 | $7,953-59.5% | $12,993-75.2% | $6,925-53.5% |