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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,986 | $100,139-4.1% | $85,187+12.7% | $145,884-34.2% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 18.40% | 84.15%-65.7pp | 66.67%-48.3pp | 551.85%-533.4pp |
| Employer contribution / active EE | $1,736 | $3,238-46.4% | $2,732-36.5% | $4,662-62.8% |
| Participant deferral / active EE | $4,511 | $5,296-14.8% | $4,525-0.3% | $6,690-32.6% |
| Admin fee / account holder | $310 | $7,262-95.7% | $6,162-95.0% | $13,392-97.7% |