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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,986 | $99,921-3.9% | $85,009+12.9% | $145,959-34.2% |
| Participation rate | 33.3% | 74.1%-40.8pp | 67.5%-34.2pp | 80.3%-47.0pp |
| Annual return | 18.40% | 83.89%-65.5pp | 66.47%-48.1pp | 561.95%-543.5pp |
| Employer contribution / active EE | $1,736 | $3,233-46.3% | $2,728-36.4% | $4,661-62.8% |
| Participant deferral / active EE | $4,511 | $5,293-14.8% | $4,522-0.2% | $6,689-32.6% |
| Admin fee / account holder | $310 | $7,252-95.7% | $6,153-95.0% | $13,398-97.7% |