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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,479 | $209,336-63.5% | $197,124-61.2% | $137,256-44.3% |
| Participation rate | 85.7% | 87.3%-1.6pp | 86.7%-1.0pp | 80.0%+5.8pp |
| Annual return | 22.45% | 48.09%-25.6pp | 44.34%-21.9pp | 220.34%-197.9pp |
| Employer contribution / active EE | $5,373 | $6,591-18.5% | $6,227-13.7% | $4,156+29.3% |
| Participant deferral / active EE | $10,968 | $9,614+14.1% | $9,135+20.1% | $6,407+71.2% |
| Admin fee / account holder | $789 | $17,308-95.4% | $16,298-95.2% | $12,270-93.6% |