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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,102 | $183,592-55.8% | $155,574-47.9% | $145,877-44.4% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 16.11% | 61.37%-45.3pp | 64.87%-48.8pp | 551.28%-535.2pp |
| Employer contribution / active EE | $8,080 | $5,317+52.0% | $4,676+72.8% | $4,663+73.3% |
| Participant deferral / active EE | $9,223 | $6,466+42.6% | $5,629+63.8% | $6,691+37.9% |
| Admin fee / account holder | $3,684 | $19,316-80.9% | $15,914-76.9% | $13,402-72.5% |