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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,308 | $183,592-92.2% | $155,574-90.8% | $145,877-90.2% |
| Participation rate | 86.7% | 82.7%+4.0pp | 78.2%+8.5pp | 80.3%+6.4pp |
| Annual return | 248.53% | 61.37%+187.2pp | 64.87%+183.7pp | 551.28%-302.7pp |
| Employer contribution / active EE | $1,704 | $5,317-68.0% | $4,676-63.6% | $4,663-63.5% |
| Participant deferral / active EE | $3,630 | $6,466-43.9% | $5,629-35.5% | $6,691-45.7% |
| Admin fee / account holder | $1,072 | $19,316-94.5% | $15,914-93.3% | $13,402-92.0% |