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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,876 | $111,830-29.5% | $93,696-15.8% | $145,884-45.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 17.35% | 204.08%-186.7pp | 133.74%-116.4pp | 551.85%-534.5pp |
| Employer contribution / active EE | $7,266 | $3,093+134.9% | $2,422+200.0% | $4,662+55.8% |
| Participant deferral / active EE | $6,724 | $4,920+36.7% | $4,417+52.2% | $6,690+0.5% |
| Admin fee / account holder | $763 | $10,249-92.6% | $8,287-90.8% | $13,392-94.3% |