Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,190 | $72,607-43.3% | $90,259-54.4% | $87,485-52.9% |
| Participation rate | 20.4% | 64.8%-44.4pp | 70.7%-50.3pp | 68.9%-48.5pp |
| Annual return | 19.07% | 18.59%+0.5pp | 18.88%+0.2pp | 26.06%-7.0pp |
| Employer contribution / active EE | $475 | $1,919-75.3% | $2,291-79.3% | $2,596-81.7% |
| Participant deferral / active EE | $543 | $3,055-82.2% | $3,827-85.8% | $4,274-87.3% |
| Admin fee / account holder | $1,850 | $5,947-68.9% | $7,267-74.5% | $7,775-76.2% |