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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,639 | $99,053+391.3% | $88,179+451.9% | $138,895+250.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 15.34% | 78.17%-62.8pp | 64.97%-49.6pp | 145.39%-130.1pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $2,549-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $32,296 | $5,225+518.1% | $4,614+600.0% | $6,396+404.9% |
| Admin fee / account holder | $3,244 | $8,748-62.9% | $7,673-57.7% | $12,562-74.2% |