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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,455 | $76,519-95.5% | $56,025-93.8% | $145,897-97.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 14.86% | 3017.03%-3002.2pp | 1712.69%-1697.8pp | 552.29%-537.4pp |
| Employer contribution / active EE | $945 | $1,383-31.7% | $1,042-9.2% | $4,663-79.7% |
| Participant deferral / active EE | $1,404 | $2,624-46.5% | $1,955-28.2% | $6,689-79.0% |
| Admin fee / account holder | $1,108 | $3,331-66.7% | $2,828-60.8% | $13,390-91.7% |