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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,320 | $181,062-87.1% | $158,223-85.3% | $155,188-85.0% |
| Participation rate | 93.8% | 82.7%+11.1pp | 79.2%+14.5pp | 80.8%+12.9pp |
| Annual return | 24.04% | 57.39%-33.3pp | 52.09%-28.0pp | 148.84%-124.8pp |
| Employer contribution / active EE | $1,795 | $4,565-60.7% | $4,109-56.3% | $4,248-57.7% |
| Participant deferral / active EE | $3,042 | $6,134-50.4% | $5,467-44.4% | $6,531-53.4% |
| Admin fee / account holder | $676 | $18,825-96.4% | $16,047-95.8% | $14,480-95.3% |