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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,459 | $55,472-63.1% | $155,567-86.8% | $74,546-72.6% |
| Participation rate | 30.2% | 61.9%-31.7pp | 78.2%-48.0pp | 67.2%-37.0pp |
| Annual return | 10.28% | 268.72%-258.4pp | 64.74%-54.5pp | 1366.03%-1355.8pp |
| Employer contribution / active EE | $525 | $2,269-76.9% | $4,674-88.8% | $2,624-80.0% |
| Participant deferral / active EE | $1,148 | $2,838-59.5% | $5,628-79.6% | $4,347-73.6% |
| Admin fee / account holder | $4 | $1,743-99.8% | $15,916-100.0% | $1,944-99.8% |