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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,353 | $159,934-76.0% | $147,005-73.9% | $145,959-73.7% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 25.38% | 98.24%-72.9pp | 418.76%-393.4pp | 561.95%-536.6pp |
| Employer contribution / active EE | $0 | $5,287-100.0% | $4,934-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $10,747 | $8,427+27.5% | $8,070+33.2% | $6,689+60.7% |
| Admin fee / account holder | $4,980 | $15,053-66.9% | $13,006-61.7% | $13,398-62.8% |