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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,518 | $177,353-2.7% | $158,226+9.0% | $198,609-13.1% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 18.25% | 599.50%-581.3pp | 501.41%-483.2pp | 202.70%-184.5pp |
| Employer contribution / active EE | $3,512 | $3,239+8.4% | $2,986+17.6% | $5,055-30.5% |
| Participant deferral / active EE | $14,808 | $4,615+220.9% | $4,317+243.0% | $6,977+112.2% |
| Admin fee / account holder | $1,841 | $10,960-83.2% | $10,217-82.0% | $19,030-90.3% |