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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,493 | $71,215+24.3% | $93,696-5.6% | $80,935+9.3% |
| Participation rate | 88.0% | 60.4%+27.6pp | 68.7%+19.3pp | 67.7%+20.3pp |
| Annual return | 15.73% | 11.27%+4.5pp | 133.74%-118.0pp | 35.66%-19.9pp |
| Employer contribution / active EE | $1,401 | $1,565-10.5% | $2,422-42.1% | $2,757-49.2% |
| Participant deferral / active EE | $3,896 | $4,037-3.5% | $4,417-11.8% | $4,299-9.4% |
| Admin fee / account holder | $31,898 | $6,958+358.4% | $8,287+284.9% | $6,924+360.7% |