Filed November 19, 2019
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,412 | $108,825-62.9% | $156,181-74.1% | $82,448-51.0% |
| Participation rate | 54.2% | 72.4%-18.2pp | 78.8%-24.7pp | 68.1%-13.9pp |
| Annual return | 22.06% | 20.59%+1.5pp | 64.87%-42.8pp | 41.64%-19.6pp |
| Employer contribution / active EE | $2,552 | $2,870-11.1% | $4,294-40.6% | $2,551+0.1% |
| Participant deferral / active EE | $5,851 | $4,577+27.8% | $6,132-4.6% | $4,139+41.4% |
| Admin fee / account holder | $3,559 | $9,341-61.9% | $14,586-75.6% | $7,234-50.8% |