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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,925 | $183,592-11.3% | $155,567+4.7% | $145,959+11.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.68% | 61.24%-49.6pp | 64.74%-53.1pp | 561.95%-550.3pp |
| Employer contribution / active EE | $22,450 | $5,315+322.4% | $4,674+380.3% | $4,661+381.7% |
| Participant deferral / active EE | $18,390 | $6,464+184.5% | $5,628+226.8% | $6,689+174.9% |
| Admin fee / account holder | $843 | $19,318-95.6% | $15,916-94.7% | $13,398-93.7% |