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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,834 | $211,288-13.5% | $178,540+2.4% | $145,884+25.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 18.04% | 30.27%-12.2pp | 27.15%-9.1pp | 551.85%-533.8pp |
| Employer contribution / active EE | $16,048 | $4,574+250.9% | $3,953+306.0% | $4,662+244.2% |
| Participant deferral / active EE | $11,455 | $6,967+64.4% | $6,281+82.4% | $6,690+71.2% |
| Admin fee / account holder | $2,464 | $12,105-79.6% | $10,424-76.4% | $13,392-81.6% |