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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,468 | $138,312-20.1% | $122,979-10.2% | $155,188-28.8% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 11.39% | 22.06%-10.7pp | 20.12%-8.7pp | 148.84%-137.4pp |
| Employer contribution / active EE | $6,667 | $3,530+88.8% | $3,062+117.7% | $4,248+56.9% |
| Participant deferral / active EE | $0 | $5,592-100.0% | $5,003-100.0% | $6,531-100.0% |
| Admin fee / account holder | $4,191 | $15,089-72.2% | $12,864-67.4% | $14,480-71.1% |