Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,885 | $86,949+21.8% | $102,460+3.3% | $80,959+30.8% |
| Participation rate | 61.6% | 72.4%-10.8pp | 76.5%-14.9pp | 67.7%-6.0pp |
| Annual return | 8.75% | 18.89%-10.1pp | 29.47%-20.7pp | 35.67%-26.9pp |
| Employer contribution / active EE | $1,584 | $2,370-33.1% | $3,025-47.6% | $2,757-42.5% |
| Participant deferral / active EE | $3,986 | $4,121-3.3% | $5,056-21.2% | $4,300-7.3% |
| Admin fee / account holder | $22,342 | $8,048+177.6% | $9,460+136.2% | $6,925+222.6% |