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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,193 | $160,070+44.4% | $147,117+57.1% | $145,897+58.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.88% | 98.69%-80.8pp | 420.54%-402.7pp | 552.29%-534.4pp |
| Employer contribution / active EE | $9,300 | $5,285+76.0% | $4,932+88.5% | $4,663+99.5% |
| Participant deferral / active EE | $12,845 | $8,419+52.6% | $8,065+59.3% | $6,689+92.0% |
| Admin fee / account holder | $1,553 | $15,035-89.7% | $12,993-88.0% | $13,390-88.4% |