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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,938 | $150,412-64.1% | $120,574-55.3% | $145,884-63.0% |
| Participation rate | 69.6% | 78.8%-9.2pp | 71.9%-2.4pp | 80.3%-10.7pp |
| Annual return | 10.85% | 154.50%-143.7pp | 107.42%-96.6pp | 551.85%-541.0pp |
| Employer contribution / active EE | $1,946 | $4,355-55.3% | $3,471-43.9% | $4,662-58.3% |
| Participant deferral / active EE | $7,105 | $6,175+15.1% | $4,996+42.2% | $6,690+6.2% |
| Admin fee / account holder | $3,095 | $12,224-74.7% | $9,445-67.2% | $13,392-76.9% |