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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,271 | $80,812-68.7% | $160,784-84.3% | $82,448-69.3% |
| Participation rate | 92.3% | 66.2%+26.1pp | 77.0%+15.4pp | 68.1%+24.2pp |
| Annual return | 25.49% | 100.59%-75.1pp | 1803.92%-1778.4pp | 41.64%-16.2pp |
| Employer contribution / active EE | $2,993 | $2,174+37.7% | $3,733-19.8% | $2,551+17.3% |
| Participant deferral / active EE | $6,284 | $4,335+44.9% | $6,293-0.1% | $4,139+51.8% |
| Admin fee / account holder | $738 | $7,695-90.4% | $9,717-92.4% | $7,234-89.8% |