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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,240 | $117,846+144.6% | $102,434+181.4% | $145,884+97.6% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 13.92% | 31.90%-18.0pp | 29.46%-15.5pp | 551.85%-537.9pp |
| Employer contribution / active EE | $3,738 | $3,615+3.4% | $3,023+23.6% | $4,662-19.8% |
| Participant deferral / active EE | $13,317 | $5,733+132.3% | $5,055+163.4% | $6,690+99.1% |
| Admin fee / account holder | $20,809 | $13,356+55.8% | $9,462+119.9% | $13,392+55.4% |