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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,912 | $136,860+160.8% | $120,344+196.6% | $154,746+130.6% |
| Participation rate | 76.9% | 79.9%-3.0pp | 76.7%+0.2pp | 80.7%-3.8pp |
| Annual return | 16.79% | 21.38%-4.6pp | 20.30%-3.5pp | 172.34%-155.5pp |
| Employer contribution / active EE | $3,993 | $3,533+13.0% | $3,020+32.2% | $4,379-8.8% |
| Participant deferral / active EE | $14,454 | $5,793+149.5% | $5,135+181.5% | $6,730+114.8% |
| Admin fee / account holder | $56,867 | $15,393+269.4% | $12,742+346.3% | $14,365+295.9% |