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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,912 | $124,425+186.8% | $112,040+218.6% | $137,256+160.0% |
| Participation rate | 76.9% | 79.3%-2.4pp | 76.5%+0.4pp | 80.0%-3.0pp |
| Annual return | 16.79% | 24.72%-7.9pp | 24.52%-7.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $3,993 | $3,411+17.1% | $2,954+35.2% | $4,156-3.9% |
| Participant deferral / active EE | $14,454 | $5,718+152.8% | $5,098+183.5% | $6,407+125.6% |
| Admin fee / account holder | $56,867 | $15,207+274.0% | $12,098+370.0% | $12,270+363.5% |