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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,092 | $155,555-63.3% | $146,866-61.1% | $155,188-63.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.76% | 115.41%-97.7pp | 102.85%-85.1pp | 148.84%-131.1pp |
| Employer contribution / active EE | $3,227 | $4,647-30.5% | $4,425-27.1% | $4,248-24.0% |
| Participant deferral / active EE | $5,635 | $8,044-29.9% | $7,759-27.4% | $6,531-13.7% |
| Admin fee / account holder | $687 | $14,755-95.3% | $13,620-95.0% | $14,480-95.3% |