Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,945 | $71,057-12.8% | $93,654-33.9% | $80,874-23.4% |
| Participation rate | 48.5% | 60.4%-11.9pp | 68.7%-20.2pp | 67.6%-19.2pp |
| Annual return | 13.61% | 11.26%+2.4pp | 133.34%-119.7pp | 35.62%-22.0pp |
| Employer contribution / active EE | $1,753 | $1,564+12.1% | $2,421-27.6% | $2,756-36.4% |
| Participant deferral / active EE | $3,491 | $4,034-13.5% | $4,413-20.9% | $4,297-18.8% |
| Admin fee / account holder | $1,577 | $6,944-77.3% | $8,282-81.0% | $6,935-77.3% |