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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,720 | $106,864-27.3% | $147,318-47.2% | $82,637-6.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 32.73% | 27.49%+5.2pp | 70.43%-37.7pp | 53.51%-20.8pp |
| Employer contribution / active EE | $6,254 | $3,417+83.0% | $4,593+36.2% | $2,552+145.0% |
| Participant deferral / active EE | $12,743 | $6,496+96.2% | $7,906+61.2% | $4,126+208.8% |
| Admin fee / account holder | $6,291 | $8,415-25.2% | $13,708-54.1% | $7,339-14.3% |