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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,806 | $136,860+89.8% | $120,344+115.9% | $154,746+67.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.92% | 21.38%-6.5pp | 20.30%-5.4pp | 172.34%-157.4pp |
| Employer contribution / active EE | $3,541 | $3,533+0.2% | $3,020+17.3% | $4,379-19.1% |
| Participant deferral / active EE | $7,117 | $5,793+22.8% | $5,135+38.6% | $6,730+5.7% |
| Admin fee / account holder | $1,932 | $15,393-87.4% | $12,742-84.8% | $14,365-86.5% |