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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,450 | $160,070+153.9% | $147,117+176.3% | $145,897+178.6% |
| Participation rate | 20.0% | 84.0%-64.0pp | 82.2%-62.2pp | 80.3%-60.3pp |
| Annual return | 33.27% | 98.69%-65.4pp | 420.54%-387.3pp | 552.29%-519.0pp |
| Employer contribution / active EE | $208 | $5,285-96.1% | $4,932-95.8% | $4,663-95.5% |
| Participant deferral / active EE | $4,600 | $8,419-45.4% | $8,065-43.0% | $6,689-31.2% |
| Admin fee / account holder | $120 | $15,035-99.2% | $12,993-99.1% | $13,390-99.1% |